Privacy policy

Last updated: 12 July 2026

Your data stays on your device. Commitments, accounts, payment history and settings live in the app's local storage and in the local backups you create. Keel has no server, no account system, no analytics and no advertising. I cannot see your data.

Network requests. Keel makes two kinds of request, and only these. Exchange rates are fetched from the public Frankfurter API (European Central Bank reference rates); the request carries no personal data. When a commitment has a brand website, its logo is loaded through Google's public favicon service; that request contains the brand's domain (netflix.com, for example) and, like any web request, your IP address. Items without a website trigger no logo request.

AI import. With "Use your own AI", you share your list with the assistant you choose, under that provider's terms; Keel only reads the answer you paste back, on your phone. Where the on-device option is available, reading happens with Apple Intelligence on your iPhone and nothing leaves the device.

Reminders are scheduled locally by iOS. The app lock uses Face ID, Touch ID or your passcode through iOS; Keel only receives whether it succeeded.

Backups and exports are files you control. Sharing one sends it wherever you choose; treat exported files like the financial data they contain.

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If you email me, I see what you send and use it only to reply. Contact: maxime.teuber@proton.me.